How do we define cash buyers?

• A Cash Buyer is someone who does not need to borrow money or sell an asset in order to buy property.
• Occasionally first time buyers believe they are “cash buyers” but this is incorrect if they need someone else’s funds, i.e. a mortgage.
• Some properties are offered for sale to “Cash Buyers Only.” This is normally due to property condition.
• Lenders will not fund on properties that are not in suitable condition.
• Common cash-only purchases would include properties with subsidence (and no insurance) or properties with no inside bathroom.

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